Working With Us/ What We Do
WHAT WE PROVIDE
The principal form of direct financing that may be provided by DLC Investor LLC is loan.
Loans are tailored to meet the particular requirements of a project. The credit risk must be taken entirely by DLC Investor LLC .
DLC Investor LLC loans in private sectors projects can range from $1Million -$500 Million in a single tranche.
DLC Investor LLC funding/loans are structured with a high degree of flexibility to provide funding/loan profiles that match client and project needs. This approach determines each loan currency and interest rate formular.
The basis for a loan is the expected cash flow of the project and the ability of the client to repay the loan over the agreed period. The credit risk can be taken entirely by DLC Investor LLC or maybe partly syndicated to the market. A loan maybe secured by a surety bond or borrower's assets and it may be converted into shares or be equity-linked. Full details are negotiated with the clients on a case-by-case basis.
Interest rates
DLC Investor LLC funding/loans are based on current market rates and are priced competitively. Following a successful enquiry and once a project has been presented to us, financial terms can be discussed in detail with our staffs.
DLC Investor LLC offers both fixed and floating interest rates:
Fixed rate basis, linked to floating rate such as LIBOR.
Floating rate basis with cap or collar.
As the type rate directly affects profitability, a project's financial structure should preferably include both floating and fixed rate loans. The mix is evaluated with respect to the client and project
sensitivities to interest rate movements.
Our lending terms
Full lending terms are negotiated with client depending the nature of the project.
Recourse
Recourse to the sponsor is not required. However , the DLC Investor LLC may seek specific performance and completion guarantees plus other forms of support from sponsors of the kind that are normally practiced in limited-recourse financing.
These can include:
- Mortgage on fixed assets, such as land, plant and other buildings.
- Mortgage on movable assets, such as equipment, other business assets.
- Assignment of the company's hard currency and domestic currency earnings.
Covenants
Typical project finance covenants are required as part of the loan package. Such covenants, limiting indebtedness and specifying certain financial ratios and various other issues will be negotiated.
Businesses looking to obtain loans or projects seeking funding through us should provide.
- Business plans for establishing or expanding a company's business.
- Solid management with a proven track record.
- Financial history.
- Funds provided must be used in strict accordance with the aims stated in the original business plan
- In line with the DLC Investor LLC's mandate, DLC Investor LLC ensure that all pay due regard to environmental issues.
- Funding cannot be provided to majority state-owned companies or for government-guaranteed projects.